Safes5 min read10 January 2026

Safe security ratings: from S1 to grade VI — how much can your safe protect?

Every safe rating comes with a maximum insurable value. Choose too low, and you risk your insurer refusing to pay out. Here's a clear overview from S1 to grade VI.

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Security ratings and maximum insurable amounts

S1 and S2 are entry-level safes for small amounts (max. €2,000–5,000). Grade I typically covers up to €25,000; grade II up to €50,000; grade III up to €100,000. Higher grades are intended for professional value storage and are certified on a custom basis.

How are ratings tested?

An independent laboratory tests the safe for a set period using specified tools. The test simulates an attack by an experienced burglar. Safes that pass receive a European EN 1143-1 certificate.

Combined ratings: fire and burglary protection

Most serious private safes combine a burglary rating with a fire rating. Note: a high burglary rating doesn't guarantee fire resistance, and vice versa. Always request the combined certificate.

Frequently asked questions

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